Home Services
MOVING COMPANIES
JD Reynolds:
(541) 469-5468
UTILITIES
Water:
– Brookings Water & Sewer
(541) 469-2163
– Harbor Water
(541) 469-3011
Electricity:
Telephone:
Television:
Trash Removal:
– Curry Transfer and Recycle
(541) 469-2425
– Harbor Sanitation
541-469-5225
Gas and Propane Services:
– Blue Star Gas
(541) 469-7827
– Ferrell Gas
(541) 469-7972
PROFESSIONAL CARPET CLEANING & HOUSE CLEANING SERVICES
Lighthouse Carpet Cleaners (Rick):
541-251-2276
Palm Cleaning (Andrew):
541-661-4993
FURNISHING STORES
Barrons Home Furnishings:
541-412-0250
Barrons Warehouse:
541-412-1226
Appliances:
Sears
541-469-2116
STORAGE FACILITIES
Mini Stor-It:
541-469-4420
AAA Stor-All:
541-412-758
Oceanview Storage:
541-469-3577
South Coast Storage & Industry (RV & Boat storage):
541-469-5055
MISCELLANEOUS
Seaview Senior Living:
(541) 469-4500
Chetco Inn Residential:
(541) 469-6817
Shore Pines Assisted Living Gold Beach, Oregon:
(541) 247-0333
Brookings Post Office
541-412-7048
PHONE/INTERNET Providers
Verizon Telephone
1-800-837-4966
Frontier Internet/TV/Phone
1-800-921-8101
Charter Internet/TV/Phone
1-800-936-1483
Direct TV
1-800-866-3008 ( new customers ) or 1-800-531-5000 (customer service)
Financing Options
Getting
Started
Shop For A
Loan
Know The
Numbers
Get Pre-
Approved
Applications
& Processing
Funding
Start A Green File
A Green File should contain all of your important financial documents. Regardless of the loan type, lenders will need information about you. Make copies of financial statements; bank accounts, investments, credit cards, auto loans, recent pay stubs and two years’ tax returns.
Check Your Credit Rating
Credit scores range between 400 and 800. 620 + is considered "good". 680 + is considered "premium" and may possibly help get you a lower interest rate.
Below you will find the contact information for the 3 major credit reporting agencies to help you determine your credit rating. Ask your lender how to improve your credit score if you need to. Going forward, treat your credit like gold.
| Equifax | http://www.equifax.com | (800) 685-1111 |
| Experian | http://www.experian.com | (800) 392-1122 |
| Trans Union | http://www.transunion.com | (800) 888-4213 |
Savings & Debt
If you are buying real estate, try to accumulate funds towards your down payment, closing costs (appraisal, miscellaneous fees, escrow, title insurance, etc.) and expenses such as inspections. Furthermore, try to pay down existing revolving and high interest rate debt like credit cards.
Toe The Line
Now is not a good time to change careers, move your money around, or buy big ticket items. Lenders like stability. So if you are considering any major changes, it pays to meet with a lender and ask them how to proceed before you make any changes! If you are tempted to buy a big ticket item, consider the following:
| A $500 a month debt payment (like a credit card or auto loan) could lower the amount of home you can afford by about $83,000! * |
* Based on a 30 year mortgage at 6% interest.
City / County Planning and Resources
CURRY COUNTY INFO
Planning/Building/Sanitation:
(541) 247-3304
CITY INFO
TITLE COMPANIES
HOME/PEST-DRY ROT/SEPTIC INSPECTORS
Precise Property Inspections/Josh Piatt:
(541-217-5427)
Wild Rivers Inspections/Oni Shaw:
541-661-3071 (cell) and 541-469-9513 (office)
Dal’s Pest Control:
541-469-7981
Bug-E-Boyzs Safe Pest Control Inc:
541-469-7646
Greg Rosenthal Home Inpections:
541-247-2869
Septic/Roto Rooter:
541-469-7557
Roger Lyles Septic/Construction:
1-541-251-4075 (cell) and 1-541-469-2828 (office)
ROOFING/INSPECTIONS
CRN Roofing & Constructions:
(541-661-5567)
Edwards Roofing:
541-469-2690
McMurray & Sons, Inc:
541-469-3300
