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4 Things to Consider When Buying a Beach House

Checkers and wine by the sea

When purchasing a primary home or making a large investment into a second home or rental property on the beach, the great views and the aesthetics of the home are not the only considerations that should be at the forefront of your mind. There are always important considerations that buyers can overlook when purchasing because of the excitement surrounding the purchase.

If you want to ensure that you choose the property best suited to your desires and specifications, take the tips below into account before choosing your dream beach house and you will be glad you did.

Beachfront Property vs. Off-Beach Property

There is a difference between a beach house and a beachfront property. But, don’t close yourself off to the idea of an off-beach property a couple blocks from the beach. There are plenty of reasons to consider this distinction, namely the price of the property. Beachfront properties can fetch a steep price. However, if you are willing to walk a couple of blocks to the beach, your wallet may thank you.

Even though you may not be right on the beach, you may be closer to neighborhood hot spots like restaurants, bars, and coffee shops.

Research the Local Area and Take a Trip

When considering where to purchase your beach house, it is important to know the surrounding area like the back of your hand. By researching the surrounding area and amenities that the town has to offer, you can better choose a neighborhood that suits your specific needs.

Once you narrow down your list of possible destinations, you should take a trip to check out the area yourself to ensure that everything you have researched is true and accurate before your purchase your home.

Work with a Realtor Familiar with the Area

In beginning the search for your beach house (after choosing the area), you should work with a local realtor in your selected area to ensure that you are seeing the homes that are especially tailored to you. Working with a local area expert is especially important for beach properties, as local agents will have an intimate knowledge of local rental rules, items like flood insurance, tide patterns and more.

Ensure that You Do Not Have to Rely on Rental Income

Lastly, when getting financing in line to purchase your home, ensure that to pay for your beach house that you are not relying too heavily upon rental income. Be sure that, even without rental income, you can afford the property you choose. Many buyers bank on rental income to help meet the mortgage for their second home —and do not get to have as much enjoyment using t he home personally as they may like.

If you have any questions on what communities might be a great fit for your new beach house or would like tips dealing with the home buying process in general, feel free to reach out to me, Marie Curtis, at 541-412-9635 x12 or realtormcurtis(at)gmail(dotted)com with any questions you may have. We look forward to hearing from you and to welcoming you to the beach!

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